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When it comes to mortgage servicing rights valuations, a partnership with ALM First is
more valuable than ever.
After all, regardless of the accounting method your financial institution uses, GAAP requires that
financial institutions’ mortgage servicing rights be valued on a regular basis. When you partner
with ALM First, our team of experts will take the worry out of regulatory requirements—
so you can focus on other things.
We generate a static valuation at the individual loan level and present results by risk
tranche. Inputs to the valuation include loan payment characteristics, servicing fees,
ancillary income, and servicing costs, as well as prepayment speed and discount rate
assumptions. Fair value is calculated as the present value of projected net servicing
income, and it can be used to periodically mark the asset to market or to test for
impairment, depending on your accounting methodology.
So if the regulatory requirements around MSR valuations have you losing sleep, find out
more about the value of a partnership with ALM First.
Click here to request additional information on our services.
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