ALM First considers client information and data confidential. Our clients’ privacy is important to us.
While information and data are fundamental to our ability to provide advisory and ALM services, we fully recognize the importance of keeping the information secure. This information may include financial data, member data, and other documents provided by our clients. ALM First recognizes that certain information provided is non-public, confidential, and proprietary in nature.
ALM First protects your information from unauthorized access, using established and exacting standards. Confidential and proprietary information will be kept confidential and shall not be disclosed by ALM First in any manner, in whole or in part, and shall not be used for any purposes other than providing agreed upon services.
ALM First educates employees and contractors with network access on the importance of maintaining confidentiality of information and will not accept data from clients that includes non-public personal information such as social security numbers, names and address, account numbers, etc. of the client’s depositors or loan recipients.
ALM First reveals confidential information only to those employees who need to know the information. Access is restricted to those employees who provide products and services for our clients. Background checks are conducted on all employees and agents with access to any information. Physical, electronic and procedural safeguards are maintained that comply with federal standards and leading industry practices to safeguard client nonpublic information.
ALM First protects to the extent possible, any unauthorized intrusion including firewalls, client/employee identity authentication, and secured physical storage.
ALM First Systems Administration authorizes users and establishes IDs and strong passwords such that only these authorized users can access ALM systems and applications. Antiviral and protection software are utilized and kept updated to ensure protection of emails, data and files utilized in the course of business.
ALM First requires that computers on the network are logged off at the end of business each day and screen savers and locking devices are used by employees during business hours.
ALM First uses digital ID certification that allows the implantation of the Secure Sockets Layer (SSL) protocol, the standard technology for secure communications. Uploading and downloading of information is only allowed in this SSL level protected environment.
All investing is subject to risk, including the possible loss of the money you invest.
“ALM First” is a brand name for a financial services business conducted by ALM First Group, LLC (“ALM First”) through its wholly owned subsidiaries: ALM First Financial Advisors, LLC (“ALM First Financial Advisors”); ALM First Advisors, LLC (“ALM First Advisors”); and ALM First Analytics, LLC (“ALM First Analytics”). Investment advisory services are offered through ALM First Financial Advisors, an SEC registered investment adviser. Balance sheet advisory services are offered through ALM First Advisors. Financial reporting services, loan introduction services, and other special project services are offered through ALM First Analytics. Neither ALM First nor any of its subsidiaries provide legal, tax, or accounting advice.
INVESTMENT PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, ALM FIRST OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.