Speakers: Cullen Coxe, Senior Director, Advisory Services & Brent Lytle, Director, Advisory Services

Topic: ALM Best Practices: Meeting Regulatory Requirements & Driving Balance Sheet Performance

Asset liability management has evolved from a regulatory checkbox into a strategic, decision-making framework to drive stronger financial performance. In this session, we’ll take a deeper dive into the foundations of ALM modeling and how to use its insights to effectively manage your balance sheet.

Understanding the fundamental assumptions of ALM analysis is key to a high value ALM program. Our experts will dig into data utilization, core deposit assumptions, prepayment modeling, and assumption sourcing to help you build a stronger, more reliable model. Recognizing the influence of assumptions is paramount for confident decision-making. We will explore how sensitivity analysis and stress testing inform risk management and guide capital allocation decisions. Attendees of this session will walk away having learned meaningful ways to share model results and deliver timely, actionable insights to the management team for a more impactful, strategic, and regulatory-approved ALM process.