ALM First OnDemand lets you analyze “what-if” scenarios instantly via an online 24/7 web application.
This service combines the complexity of ALM First Analytics’ modeling assumptions with the ease of a Web browser that is tailored to suit your individual needs.
Benefits of ALM First OnDemand
ALM First On-Demand provides a quick analysis of how changing assets, liabilities, and coupon rates affect interest-rate risk, projected net income, ROA, and economic value. Key components include portal access and unlimited scenario testing.
With the ability to change the composition of the balance sheet as well as coupon rates, you can instantly see the changes in income and economic value. This feature gives you a quick and general sense of the incremental risk versus earnings of balance sheet changes.
Constant Access
Available 24/7 and accessible by any member of the depository team with portal access
Quick Analyses
Results calculated within seconds to give a projection of the impact to ROA, net interest income, and the percent change of economic value
Unlimited Scenarios
Run as many scenarios as desired – simply input the values for a scenario, view results, and then clear inputs to begin a new scenario
No special software is required for ALM First OnDemand. It is a web-based application available 24/7 and is accessible from a phone or computer with internet access.
To get started, you’ll just need a my.almfirst.com account. If you already have one, you’re all set. If not, your ALM First advisor can get you set up in just a few minutes. Reach out anytime and we’ll take care of it; you can also email support@almfirst.com.
The most recent ALM results are loaded into ALM First OnDemand after each ALM Report.
ALM First OnDemand is intended to provide a quick analysis of how changing assets, liabilities, and coupon rates affect interest-rate risk. Results provide an estimate of risk position and projected net income given the change. For any significant strategic decision which has a major impact to the balance sheet or which significantly changes the risk profile as seen through ALM First OnDemand analysis, a full “what-if” scenario can be run by the ALM First team in order to provide a complete “what-if” packet for the institution. Contact the ALM First team for more information.
Analytics That Empower. Tools That Deliver.
Experience the power of smarter decision-making with our secure, web-based ecosystem. Designed for financial institutions, my.almfirst.com delivers rich data, advanced analytics, and intuitive dashboards—all in one place. Access on-demand tools to optimize strategies and drive stronger balance sheet performance.
