Lending Services

Your Full-Service Lending Partner

Improving profitability and gaining scale in your lending business are critical factors to your success. You can rely on the experts at ALM First to help you take a holistic view of your lending efforts, connecting your finance and lending teams to mitigate balance sheet risk, increase diversification, enhance efficiency, and improve profit potential. 

Loan Trading

Get unbiased advice, competitive pricing, and direct access to buyers and sellers, and in-depth loan analytics with our Loan Transaction Network. Leverage ALM First’s unique position as an industry-leading consultant to help with a turnkey solution whether you are buying or selling loans.


Increase liquidity and gain better loan pricing with securitization. ALM First can help you design a transaction from the idea through broker/dealer selection and final sale. Our capital markets expertise and industry relationships will help us see your deal through to completion.

Mortgage Pipeline Hedging

Mortgage origination is a highly competitive business – by hedging your pipeline, you can improve profit potential, increase efficiency and mitigate rate risk. ALM First’s dedicated team can implement a turnkey solution that can help you create scale in your mortgage origination business.

Loan Pricing and Profitability Analysis

Gain insight and improve confidence in loan pricing with our interactive pricing tool. Adjust inputs like your intended product, loan structure, and coupon to determine profit potential, and then see the risk-adjusted profit potential to improve product management for your members and customers.

Risk Analytics

Our team can provide a granular view your loan portfolio, to help you understand the risk and return opportunities across your entire lending business. Whether it’s auto loans, mortgages, personal loans or other asset-backed loans, we can help you understand risk, return, and opportunities for growth.

Get Started Now

Learn more about our lending services for community banks and credit unions. Contact us today to schedule a call with an advisor. 

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