Published in: CU Journal

Reaching $10 billion in assets is a significant mark of a credit union’s growth and progress, but it also causes headaches. The Dodd-Frank Act requires depositories with $10 billion-plus in assets to follow the Dodd-Frank Annual Stress Testing and Comprehensive Capital Analysis and Review. In response, NCUA issued Part 702 Subpart E, requiring the largest CUs to submit capital plans and perform annual capital stress tests. READ MORE