Displaying 1 - 9 of 9 results.
November 7, 2023
Credit unions are increasingly utilizing derivatives to manage risk, with industry interest and adoption growing since the NCUA streamlined rules surrounding hedging regulation in June of 2021. The current NCUA…
View Article →October 25, 2021
Key Takeaways: Understanding swap use in today’s landscape Remaining competitive in the lending space despite a flatter curve Maintaining a lower cost of funds in a rising rate environment Protecting…
View Article →August 30, 2021 | Ask ALM
Depositories hedge for a variety of reasons, including locking in potential profits, managing risk, attracting more business or extending the duration of their liabilities. At ALM First, we’ve always encouraged…
View Article →March 16, 2021 | Ask ALM
An opportunity for federally chartered credit unions to gain greater flexibility in managing interest rate risk and making profitable decisions. Key Takeaways The preapproval process for derivative use would be…
View Article →October 26, 2020
An opportunity for federally chartered credit unions to gain greater flexibility in managing interest rate risk and making profitable decisions. Key Takeaways The preapproval process for derivative use will be…
View Article →March 21, 2019 | Ask ALM
Year-end industry analysis has shown that 2018 was a standout year for financial depository performance. Both banks and credit unions recorded the highest ROA and ROE metrics observed post-crisis, and…
View Article →October 19, 2018 | Ask ALM
Financial institutions are clearly seeing higher rates and a flatter curve in 2018. With the market expecting one more rate hike in December, it is important to look at your…
View Article →July 18, 2018 | Ask ALM
Hedging programs come in a variety of forms and are used in many industries. Hedging is defined as procedures that adjust, reduce or mitigate negative effects of possible market movements.…
View Article →March 23, 2017 | Ask ALM
Question: Why do you believe institutions might want to consider hedging interest rate risk using derivatives? What are some factors we should consider when deciding to hedge with derivatives? Our…
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