Premier Partnership

What is ALM First’s Premier Partnership?

ALM First’s Premier Partnership provides balance sheet and investment strategy, execution, performance, as well as enhanced performance reports, in addition to balance sheet consultation and basic ALM reports.

Foundations of the
Premier Partnership

Our Premier Partnership includes complete investment strategy development and execution in addition to all the components of our Standard Partnership:

  • Investment portfolio consultation, strategy development, and execution*
  • Investment research, accounting, and portfolio analytics
  • Balance sheet strategy consultation*
  • “What-if” scenarios
  • Asset liability management analyses
  • Compliance and policy reviews
  • In-house training and ongoing education

Benefits of the
Premier Partnership

Our team assists you in formalizing the proper strategy for your entire balance sheet or any aspect of it, including the management of your investment portfolio.

  • Complete investment portfolio management consultation
  • A trusted, strategic partnership
  • Flexibility
  • Strengthening of your balance sheet

Why Choose ALM First?

  • Leverage ALM First Financial Advisors’ core portfolio strategies*
  • Fee-based compensation, not commission-based**
  • Trusted industry expertise
  • Proven results
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How can I measure the value of this Partnership?

ALM First does not market itself as a low-cost provider. We pride ourselves as your partner best suited to advancing the long-term performance of your institution. Our core investment portfolio can outperform portfolios of institutions before they join – multiples the amount of our annual fee. ALM First can run this comparison report for you, showing that partnering with ALM First in some cases can increase your net income.

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Can you quantify the value of the Partnership?

Yes. ALM First can model various investment strategies and compare them to your current one. A full, multi-dimensional risk assessment is conducted to show the impact to the risk in the portfolio as well as return.

Asset 129

What is your Broker/Dealer credit review?

ALM First compiles an annual Broker Book, which provides due diligence on our approved broker/dealers, a list of nearly two dozen firms. Each review presents a broker profile, a historic balance sheet snapshot, and a brief overview. This document is both educationally and regulatorily beneficial.

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What training will we receive?

With this partnership, ALM First will conduct on-site training and various other trainings, including Board meetings, throughout the year by request. ALM First also hosts various educational opportunities including monthly webinars and two annual conferences. For more information, click on Education & Events.

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What is an Exam Preparation packet?

Typically, once a year examiners will personally visit your financial institution. To ensure your balance sheet is prepared for large market shifts, examiners want to ensure that you have stress tested the balance sheet. Our experience with boards, executives, and regulators allows us to prepare ahead of time – compiling a set of special reports that all relate back to an initial asset-liability report. With these reports run, our clients can confidently understand the inherent risk in the balance sheet is various economic cycles.

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How quickly can we get started?

Once ALM First receives the necessary data, the initial set-up analyses usually require six weeks. Thereafter, on-going reports typically take roughly 15 business days. In all cases, we will try to best work with your schedule.

Get Started Now

Find out how our Premier Partnership can work for you.

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“ALM First” is a brand name for a financial services business conducted by ALM First Group, LLC (“ALM First”) through its wholly owned subsidiaries: ALM First Financial Advisors, LLC (“ALM First Financial Advisors”); ALM First Advisors, LLC (“ALM First Advisors”); ALM First Analytics, LLC (“ALM First Analytics”); and ALM First Executive Benefits LLC. Investment advisory services are offered through ALM First Financial Advisors, an SEC registered investment adviser with a fiduciary duty that requires it to act in the best interests of clients and to place the interests of clients before its own; however, registration as an investment advisor does not imply any level of skill or training. Moreover, ALM First Financial Advisors, LLC (“ALM First Financial Advisors”), an affiliate of ALM First Group, LLC (“ALM First”), is a separate entity and all investment decisions are made independently by the asset managers at ALM First Financial Advisors. Access to ALM First Financial Advisors is only available to clients pursuant to an Investment Advisory Agreement and acceptance of ALM First Financial Advisors’ Brochure. You are encouraged to read these documents carefully. Balance sheet advisory services are offered through ALM First Advisors. Financial reporting services, loan introduction services, and other special project services are offered through ALM First Analytics. Neither ALM First nor any of its subsidiaries provide legal, tax, or accounting advice.


**Loan introduction services provided by ALM First Analytics are provided for a negotiated fee, which is generally equal to a percentage of the value of the acquired loan.