Registered Investment Adviser

ALM First Financial Advisors’ investment philosophy is grounded in a sound asset liability management framework

This means that our investment strategies are developed in consideration of your specific balance sheet risk profile. Our holistic, customized approach adds value by helping your institution manage a high-level investment process, focusing more on research, asset allocation, and security selection. This allows enhanced performance, quick adaptation and response to changes in markets. Each portfolio is managed to a specific mandate or performance objective based on your goals and risk tolerance.

Successfully Manage Your Investment Portfolio with ALM First Financial Advisors

ALM First Financial Advisors provides non-discretionary investment advisory services for your fixed-income portfolio as well as discretionary to CDA accounts. Focusing on your goals, objectives, and liquidity needs is paramount to continuing success and enhanced performance. ALM First Financial Advisors utilizes thoughtful investment frameworks that seek to increase risk-adjusted returns within stated risk guidelines.

Our strategies include:

• Core Spread Portfolio
• Enhanced Liquidity Portfolio
• Investment Grade Credit Portfolio
• Absolute Return & Equity Overlay

The Value of ALM First Financial Advisors

As a registered investment advisor and a leading strategic partner for financial advisory services, ALM First Financial Advisors has a simple goal: generate superior returns per unit of risk for our clients through our clearly defined investment process. ALM First Financial Advisors’ disciplined investment process has shown its worth through the returns our clients have seen.

Discover the differences between working with ALM First Financial Advisors and a broker-dealer

SEC-registered Investment Advisor: ALM First Financial Advisors has a fiduciary duty to always do what’s best for your institution.

Fee-based Compensation: Unlike commission-based broker-dealers, ALM First Financial Advisors receives no compensation for trades made on your behalf. As such, our Investment Management Group focuses only on providing objective advice that fits your needs – not ours.

Holistic Approach: ALM First Financial Advisors customizes its investment strategy design for each client, grounded in a sound structure that is in line with your specific balance-sheet risk profile. Our process involves risk assessment and management, analysis of hedging alternatives, and expert modeling techniques that allow clients to quickly respond to market fluctuations and regulatory changes.

Disciplined Investment Process: Instead of simply analyzing a particular security that a broker is showing, ALM First Financial Advisors believes the first question should be: Is the security even in the sector we should be purchasing? ALM First Financial Advisors’ team of professionals monitor the markets and assess relative value opportunities to maximize risk-adjusted returns in any market environment. Our team combines sector allocation, security selection, trade execution, risk management and rebalancing within a disciplined framework to ensure the best portfolio performance.

Economies of Scale: With over $79 billion in client assets under management (as of December 31, 2025), ALM First Financial Advisors has established trading relationships with the largest broker-dealers in the world.

ALM First Financial Advisors’ investment advisory services are available through our Premier and Elite Partnerships as well as through special Investment Partnerships.

Service Offerings