Capital Planning & Stress Testing
Through accurate stress testing and capital planning, your institution can ensure the integrity in the capital planning process, evaluate credit risk, and confirm risk assessments are based on assumptions related to potential adverse external events.
ALM First, as your partner, assists with these necessary components and provides a timely, turn-key solution.
Loan Transaction Network
As an industry-leading consultant, ALM First Analytics helps clients gain access to secondary markets and strives to build more efficiency and transparency in whole loan and loan participation trading.
Merger Advisory Services
ALM First has created a 5 phase process to handle your merger from start to finish. That means we can help with the entire process, and have the expertise to handle not only the quantitative analysis, but also the qualitative aspects.
ALM First Analytics serves as your trusted partner, streamlining a complex process and providing strategic insights.
ALM First’s Profitability Calculator is an interactive tool to model product profitability and return on capital.
Strategic Net Worth Analysis
ALM First’s comprehensive Strategic Net Worth Analysis helps institutions develop a strategic growth road map, prior to being officially required to submit capital plans and perform capital stress tests, that includes capital adequacy and identifies potential risks.
How can we help you?
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All investing is subject to risk, including the possible loss of the money you invest.
“ALM First” is a brand name for a financial services business conducted by ALM First Group, LLC (“ALM First”) through its wholly owned subsidiaries: ALM First Financial Advisors, LLC (“ALM First Financial Advisors”); ALM First Advisors, LLC (“ALM First Advisors”); and ALM First Analytics, LLC (“ALM First Analytics”). Investment advisory services are offered through ALM First Financial Advisors, an SEC registered investment adviser with a fiduciary duty that requires it to act in the best interests of clients and to place the interests of clients before its own; however, registration as an investment advisor does not imply any level of skill or training. Moreover, ALM First Financial Advisors, LLC (“ALM First Financial Advisors”), an affiliate of ALM First Group, LLC (“ALM First”), is a separate entity and all investment decisions are made independently by the asset managers at ALM First Financial Advisors. Access to ALM First Financial Advisors is only available to clients pursuant to an Investment Advisory Agreement and acceptance of ALM First Financial Advisors’ Brochure. You are encouraged to read these documents carefully. Balance sheet advisory services are offered through ALM First Advisors. Financial reporting services, loan introduction services, and other special project services are offered through ALM First Analytics. Neither ALM First nor any of its subsidiaries provide legal, tax, or accounting advice. This firm is not a CPA Firm.
INVESTMENT PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, ALM FIRST OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.