High-performing community banks share a handful of traits that separate them from the pack. In this session, our expert speaker will identify these characteristics and discuss their contributions to bottom-line financial performance. We will also provide real-world examples and recommendations for community banks to consider as they look to enhance profitability through a more disciplined investment framework, proactive balance sheet strategy, and effective, forward-thinking ALCO. Turning risk management from an exercise into practical, bank-specific actions will be a central focus.

Attendees will leave this session able to:

• Identify key elements of high-performing community banks and how to evaluate them regularly to optimize profitability
• Understand how to efficiently allocate capital and determine an optimal capital level for your bank
• Assess current pricing and pricing discipline to maximize finite capacity

Speaker:

Robert Perry
Principal
ALM First